Management Board of NLB Banka a.d. Banja Luka
Goran Babić was born on 19 July 1975 in Banja Luka. He graduated from the Faculty of Law, University of Belgrade, in 1999. He started his professional career in 2000 at the Ministry of Finance of the Republic of Srpska, where he passed the state exam, and in 2003 he passed the bar exam at the Ministry of Justice of the Republic of Srpska.
After the arrival of Hypo Group on the market of Republika Srpska, in June 2002, he started working at Kristal Bank in the position of expert associate for legal affairs in the Department of Legal Affairs. In 2003, he was appointed director of the Legal Department at Hypo Alpe-Adria Banka a.d. Banja Luka. After the introduction of the anti-money laundering function in the Department's Framework, he was responsible for its work and operations. In 2006, after the change in the organization, in addition to the previously mentioned positions, he took over the duties and responsibilities of the Administration Department, and after the establishment of the Compliance position, he also performed these duties.
In 2009, he temporarily assumed the responsibilities of a Management Board member for Risk (CRO), spending three months in Klagenfurt within various Risk Departments of the Hypo Group. In June 2010, he was appointed Management Board member responsible for Corporate and Public Sector Clients (CMO). From June 2012 to March 2016, he served as a Director at Hypo Alpe-Adria a.d. Banja Luka, and subsequently as an Advisor to the Management Board until June 2016.
In August 2016, he joined the law firm Karanović & Nikolić in Belgrade, became a licensed attorney after passing the bar exam, and was registered with the Bar Association of RS in October 2016. He practiced law across multiple fields, serving both individuals and corporate clients, including advising international clients.
He became a Member of the Management Board (CFO) of NLB Banka a.d. Banja Luka on 1 January 2021, responsible for Asset Management, Investments, Procurement, Security, General Affairs, Compliance, the Secretariat and Legal Affairs, and Human Resources and Organization. On 1 July 2021, he assumed the position of President of the Management Board.
He lives in Banja Luka, is married, and has two children.
Ljiljana Krsman was born on 16 July 1965 in Sarajevo. She graduated from the Faculty of Economics, University of Sarajevo, in 1989.
She began her financial career immediately after graduation as a Financial Analyst at FAMOS, a renowned company with over 13,000 employees. She continued her development as a Financial Consultant, Financial Director and Auditor in highly successful organizations, companies and insurance firms.
From 2005, she advanced professionally within Hypo Alpe-Adria Bank. Starting as an award-winning Branch Manager in Pale, she was soon promoted to Director of Sales for the East Sarajevo Region, and later to Director of the Sales Management Division at the bank-level.
In Hypo Alpe-Adria Bank a.d. Banja Luka, and later Addiko Bank a.d. Banja Luka, she achieved notable results as Director of Client and Account Administration, Director of the Group-level Central Administrative Function, and Director of Operations — successfully delivering key projects in organization and process optimization.
She joined NLB Banka a.d. Banja Luka in February 2022 as an Advisor to the Management Board and, since 1 April 2022, has been a Management Board Member responsible for Retail and SME business.
She lives in Banja Luka, is married, and has two children.
Martin Mavrič was appointed Management Board Member of NLB Banka Banja Luka on 1 January 2024. He is responsible for payment systems, information technologies, investments, procurement and general services.
With extensive international experience, Martin has led transformation and innovation projects in financial services, developed organizational units supporting banking infrastructure modernization, and managed major restructuring and optimization programs.
He has overseen transformation initiatives in asset management, corporate and investment banking, global transaction banking, payment systems, procurement, supplier and third-party management, credit process improvements and risk management (market, credit, and operational risks).
He previously served as a Management Board Member of “N Bank d.d.” Slovenia, the legal successor of Sberbank d.d., integrated into NLB d.d in 2023.
Martin began his career at Hypo International AG (2005–2013), leading regional teams for asset management, payment systems and clearing, as well as organization and process optimization teams.
From 2013 to 2018, he built his international career in London at Deutsche Bank and later Barclays, managing change programs and process architecture.
He joined NLB Group in 2019 as the COO Stream Coordinator, responsible for IT processes and operations in six regional NLB banks. He also lived in Banja Luka in 2021 as a Management Board Member of Komercijalna Banka Banja Luka during its acquisition and integration by NLB Group.
Živko Šiftar was appointed Management Board Member of NLB Banka Banja Luka on 1 January 2024. He is responsible for risk management, credit analysis, collections, non-performing asset management, and regulatory compliance monitoring.
Živko was appointed to the position of a member of the Bank's Management Board after two decades of experience in the financial and banking industry, of which more than 13 years in management positions in the areas of risk management, credit analysis, business with corporate clients and management of restructuring and real estate.
Before joining NLB Group, he served as Director of Privatinvest d.o.o., a real estate management company preparing for integration into NLB Group.
Before joining the NLB Group, Živko was an independent consultant for financial analysis and restructuring, and for five years he was the deputy CRO function at UniCredit Bank Slovenia, where he started his banking career and where he built his expert skills and experience for 14 years working in several management positions in the areas of credit analysis, risk management, special credit placements and management of the segment of medium-sized enterprises within corporate and investment banking.
He graduated from the Faculty of Economics in Ljubljana, majoring in finance. He completed numerous educations in the field of management, mentoring, business efficiency and decision-making.
He speaks English, German, Croatian and Serbian.
