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NLB Housing Loan – Standard Bank Offer

Make your dream home a reality with the support of our Bank

Lower monthly instalment, longer repayment period

Possible disbursement of up to 10,000.00 KM without proof of purpose
Repayment period
up to 25 years
Interest Rate
Fixed, combined or variable interest rate
Loan amount depends on the client’s creditworthiness
Property insurance

For purchase, construction, adaptation and refinancing

The NLB Housing Loan is used for purchasing, constructing, improving energy efficiency, renovating residential property, and legalizing individual residential buildings.

No account maintenance fee or loan processing fee
Loan amount depends on the creditworthiness of the client
Repayment period up to 25 years

Special offer for purchasing real estate in cooperation with developers

Recognizing the needs of our clients, we have established strategic partnerships with more than 40 developers to provide special financing terms for purchasing apartments and commercial premises. Rely on our support and realize your residential or business plans with favorable and tailored financing options.

Wide selection of apartments
More favorable loans
Special offer
Smart Solution d.o.o. Banja Luka
Drvoprodex Invest d.o.o. Banja Luka
Proda-mont d.o.o. Doboj
TBL Nekretnine d.o.o.
GP Krajina
AGN d.o.o.
Hidro-kop d.o.o.
Aragosta Invest d.o.o.
Gea Company d.o.o.
Zis Internacional d.o.o.
GP Tehnika inžinjering d.o.o.
Zidart d.o.o
DOM-INVEST d.o.o
Inkoprom d.o.o
Berza produkt trading d.o.o
Građ-promet d.o.o
Eurostan d.o.o
Mis d.o.o
Akvamontmerc d.o.o.
CSP d.o.o. Bijeljina
GP Gradip a.d.
Tehnosint d.o.o. Laktaši
Pašalić gradnja d. o. o.
Tehnoprom d. o. o.
Hidroenergo d. o. o.
NPL Project d. o. o.
Mihajlović Invest d. o. o.
Kelt d. o. o.
Hestia d. o. o.
Milenijum Šped
Proda mont d.o.o.
Građus d.o.o.
Sky Team doo
S2 IT d.o.o. Banja Luka
Royal-S Invest d.o.o.
FOKUS-INVEST d.o.o.
Vićanović Company d.o.o.
Atlas invest d.o.o Banja Luka

Housing

Loan

Housing Loan Guide

If you have chosen a house or apartment that suits your needs, here are the steps we will take together on the way to your new home:

1. step - Collecting documentation
2. step - Decision on loan approval
3. step - Signing the loan agreement and contractual documentation
4. step - Signing the Agreement before a notary for the registration of the mortgage/encumbrance and submitting documentation to the competent Authority for Geodetic and Property Affairs
5. step - Loan disbursement
6. step - After purchase, good to know
A step-by-step guide to your new home
Refinance your housing loan from another bank
Refinansirajte kredit u drugoj banci brzo i jednostavno, uz vama prilagođene uslove otplate.
Annuity plan
Loan Amount / Repayment Period10 years25 years
Fixed interest rateCombined fixed and variable interest rateVariable interest rate
Annuity in the period of validity of the fixed interest rate Annuity in the period of validity of the variable interest rate
50.000,00542,38283,62322,52327,18
100.000,001.084,77567,25645,03654,36
150.000,001.627,15850,87967,55981,55
200.000,002.169,531.134,491.290,071.308,73